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Super Fund ABN in Australia: Business Essentials

Illustration of an Australian business owner in a Sydney office checking super fund ABN details on a computer with payroll records nearby.

Published: August 2025

The Australian Business Number (ABN) for a superannuation fund is a vital identifier for businesses handling employee superannuation contributions in Australia. For employers, grasping the importance of a super fund ABN ensures accurate payments and compliance with Australian Taxation Office (ATO) and Fair Work regulations.

This overview details what a super fund ABN is, its significance, methods to find it, and the compliance requirements for Australian businesses.

What is a Super Fund ABN?

A super fund ABN is a unique 11-digit code assigned to a superannuation fund by the Australian Business Register (ABR). It identifies the fund for tax and regulatory purposes, used when employers process super contributions, report via Single Touch Payroll (STP), or manage payroll. Each super fund, such as AustralianSuper, Rest, or Hostplus, has a distinct ABN, separate from an employer’s or employee’s ABN.

In Australia, employers are required to contribute 11.5% of an employee’s wages to their chosen super fund, as mandated by the ATO. The super fund ABN ensures contributions are allocated correctly to the intended fund and account, preventing errors that could result in penalties or lost super.

Importance of a Super Fund ABN

  • Correct Contribution Allocation: Directs super payments to the right fund and member account.
  • ATO Compliance: Essential for STP reporting and meeting super guarantee obligations.
  • Employee Support: Enables employees to monitor their super and consolidate accounts.
  • Audit Readiness: Accurate ABN usage avoids ATO penalties, with significant recoveries from non-compliant businesses in recent data.

Ways to Locate a Super Fund ABN

Review Employee Superannuation Forms

Employees provide super fund details, including the ABN, upon starting employment through a Superannuation Standard Choice Form.

  • How to Do It: Check the form or request the fund’s ABN from employees.
  • Example: A Brisbane employee submits a form with AustralianSuper’s ABN (65 714 394 898).
  • Tip: Store super details securely in payroll software.

Access the Super Fund Lookup Tool

The ATO’s Super Fund Lookup tool provides ABNs for all registered super funds.

  • How to Do It: Search by fund name at https://superfundlookup.gov.au/.
  • Example: A Sydney business confirms Rest’s ABN (62 653 671 394) using the tool.
  • Tip: Ensure the ABN aligns with the employee’s fund details.

Contact the Super Fund Directly

Reach out to the super fund for their ABN.

  • How to Do It: Use the fund’s website or customer service, e.g., https://www.hostplus.com.au/ for Hostplus.
  • Example: A Melbourne employer contacts CBUS to verify ABN (75 493 363 262).
  • Tip: Provide the employee’s member number for faster verification.

Check ATO or myGov Records

The ATO’s myGov platform or Business Portal may include super fund ABNs for employee contributions.

  • How to Do It: Log into myGov or the ATO Business Portal at https://www.ato.gov.au/Business/.
  • Example: A Perth business finds QSuper’s ABN (60 905 115 063) in STP records.
  • Tip: Link your business ABN to the ATO portal for quick access.

Compliance Obligations for Businesses

Employers must use the correct super fund ABN to fulfill ATO and Fair Work requirements:

  • Super Guarantee Contributions: Pay 11.5% of wages quarterly, using the fund’s ABN for accurate allocation.
  • STP Reporting: Include the fund ABN in payroll reports, per https://www.ato.gov.au/Business/Single-Touch-Payroll/.
  • Record Retention: Keep contribution records, including ABNs, for five years to support ATO audits.
  • Employee Choice of Fund: Offer employees a choice of super fund, documenting their selected fund’s ABN, per https://www.fairwork.gov.au/pay/superannuation.

For example, a Canberra business uses Hostplus’s ABN (68 657 495 890) to pay $1,500 in quarterly super for an employee, ensuring STP compliance.

Common Pitfalls to Avoid

  • Incorrect ABNs: Using the wrong ABN misdirects contributions, risking penalties.
  • Skipping STP Reporting: Omitting ABNs in payroll reports violates ATO rules.
  • Neglecting Employee Choice: Failing to offer super fund options breaches Fair Work requirements.
  • Inadequate Records: Not retaining ABN and contribution records can lead to audit issues.

Tips for Managing Super Fund ABNs

  • Leverage Software: Use Xero or MYOB to automate super payments and STP reporting with ABNs.
  • Verify ABNs: Confirm with Super Fund Lookup to prevent errors.
  • Organise Records: Maintain employee super details in a secure payroll system.
  • Stay Informed: Monitor ATO updates for super obligations at https://www.ato.gov.au/Business/Super-for-employers/.

Practical Example for Australian Businesses

A Queensland business with four employees sets up super contributions:

  1. Employees provide Superannuation Standard Choice Forms, listing AustralianSuper (ABN 65 714 394 898) and CBUS (ABN 75 493 363 262).
  2. The business verifies ABNs using Super Fund Lookup.
  3. They configure payroll in MYOB, entering each fund’s ABN for STP reporting.
  4. Quarterly contributions of $4,000 are paid accurately, avoiding ATO penalties.

FAQ

What is a super fund ABN?

An 11-digit identifier for a superannuation fund, used for contributions and ATO reporting.

How do I find my employee’s super fund ABN?

Check their Superannuation Standard Choice Form, use Super Fund Lookup at https://superfundlookup.gov.au/, or contact the fund.

Why is the super fund ABN important?

It ensures accurate super contributions and STP compliance, avoiding ATO penalties.

Can I use my business ABN for super payments?

No, you must use the super fund’s ABN, not your business ABN.

What happens if I use the wrong super fund ABN?

Contributions may be misallocated, risking penalties and employee disputes.

Scale Suite Services for Superannuation and Financial Management

For Australian businesses managing superannuation obligations, Scale Suite offers expert financial management services. As a provider who are registered BAS agent, we assist with verifying super fund ABNs, ensuring accurate contributions, and managing STP reporting for ATO compliance. Our services include payroll setup, bookkeeping, and financial reporting using tools like Xero to streamline super processes. Scale Suite delivers tailored solutions to simplify your financial management and support business success.

About Scale Suite

Scale Suite delivers finance and human resource services to support the growth of Australian businesses. Our Sydney-based team creates custom packages tailored to your needs, seamlessly integrating with your existing teams. From comprehensive finance services and strategic business support to recruitment and HR services, we reduce costs, save time, and help you scale confidently.

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