This calculator scores your balance sheet health by analysing four key financial ratios: current ratio, quick ratio, cash ratio, and debt to equity. Enter your assets and liabilities to get an overall health score out of 100.
Purpose:
This calculator scores your balance sheet health by analysing four key financial ratios: current ratio, quick ratio, cash ratio, and debt to equity. Enter your assets and liabilities to get an overall health score out of 100. Enter your current assets (cash, receivables, inventory), current liabilities (payables, short-term debt, other amounts owing), and total assets and liabilities. The calculator produces a health score and identifies which ratios need attention.
Tips for Ongoing Use:
Bookmark this page (Ctrl+D or Cmd+D) for quick access.
- Run monthly using figures from your accounting software
- Track your score over time to see improvement
- Focus on improving your weakest ratio first
- Use before applying for finance to understand how lenders view you
Benefits for SMEs:
- Understand your financial position at a glance
- Identify liquidity problems before they become crises
- Prepare for conversations with banks and lenders
- Track financial improvement over time
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