This calculator finds your break-even price - the absolute minimum you can charge before you start losing money. It includes direct costs, time costs, and overhead allocation.
Purpose:
Enter your direct costs, hours to deliver, hourly cost rate, monthly overheads, and typical jobs per month. The calculator shows your floor price plus suggested prices at 15%, 25%, and 40% margins.
Tips for Ongoing Use:
Bookmark this page (Ctrl+D or Cmd+D) for quick access.
- Use as a sanity check on quotes
- Never price below your floor
- Recalculate when costs change
- Share with sales team as pricing guidance
Understanding Basics:
Your floor price covers all costs but generates zero profit. Pricing at the floor is only acceptable for strategic reasons like entering a new market or filling idle capacity.
Benefits for SMEs:
- Never accidentally price below cost
- Understand true break-even point
- Make informed decisions about discounting
- Set price boundaries for your team
Considering building an internal finance team?
We'll show you exactly what our three-tier model covers, how it compares to internal hires, and what it would cost for your business.
We'll reply within 24 hours to book your free 30-minute call.
No lock-in contracts and 30-day money-back guarantee.
