This calculator finds your break-even price - the absolute minimum you can charge before you start losing money. It includes direct costs, time costs, and overhead allocation.
Purpose:
Enter your direct costs, hours to deliver, hourly cost rate, monthly overheads, and typical jobs per month. The calculator shows your floor price plus suggested prices at 15%, 25%, and 40% margins.
Tips for Ongoing Use:
Bookmark this page (Ctrl+D or Cmd+D) for quick access.
- Use as a sanity check on quotes
- Never price below your floor
- Recalculate when costs change
- Share with sales team as pricing guidance
Understanding Basics:
Your floor price covers all costs but generates zero profit. Pricing at the floor is only acceptable for strategic reasons like entering a new market or filling idle capacity.
Benefits for SMEs:
- Never accidentally price below cost
- Understand true break-even point
- Make informed decisions about discounting
- Set price boundaries for your team
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