This calculator shows you the exact date your business could run out of cash if current spending and revenue patterns continue.
Enter your cash on hand, monthly expenses, expected revenue, and outstanding receivables to see your runway in weeks or months.
Purpose:
Use this calculator monthly as part of your cash management routine. Input your current bank balance, fixed monthly expenses, conservative revenue estimate, and any money owed to you. The calculator will show whether you're cash positive or how long until funds run out.
Tips for Ongoing Use:
Bookmark this page (Ctrl+D or Cmd+D) for quick access.
- Update monthly with actuals from your bank accounts
- Use conservative revenue estimates rather than optimistic projections
- Run the calculation before making major spending decisions
- Set a personal alert threshold (e.g. less than 3 months runway)
Understanding Basics:
Cash runway is how long your business can survive on current cash reserves. It accounts for the gap between what's coming in and going out each month. A positive burn rate means you're spending more than you earn.
Benefits for SMEs:
- Avoid cash surprises before they become crises
- Make informed decisions about timing of major purchases
- Know when to chase receivables more aggressively
- Plan ahead for seasonal slow periods
More Tools for Your Business: Finance & HR | Owner Toolkit
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