Published: October 2025
Running a small or medium business in Australia means juggling countless financial and HR decisions daily. From pricing products to calculating GST, estimating employee costs to understanding payroll tax obligations, each calculation takes time and carries the risk of costly errors.
Australian business owners waste an average of 12 hours monthly on manual calculations and spreadsheet errors. These mistakes can lead to ATO compliance issues, cash flow problems, and missed growth opportunities.
Scale Suite has built a comprehensive suite of free business calculators specifically designed for Australian SMEs. Each tool is ATO-compliant, takes seconds to use, and provides accurate results you can trust.
What it does: Estimate the total annual cost of an employee, including super and hidden expenses.
Why you need it: That $80,000 employee actually costs your business $100,000+ when you factor in superannuation, payroll tax, workers compensation, leave entitlements, and overheads. This calculator reveals the true cost.
Perfect for: Budget planning, deciding whether to hire, or comparing employee costs against outsourcing options.
Calculate True Employee Costs →
What it does: Assess the financial impact of losing and replacing an employee, including training costs.
Why you need it: Australian SMEs lose an average of $33,000 per departed employee when you account for lost productivity, recruitment costs, and training time. Understanding this cost helps justify retention investments.
Perfect for: Making the business case for salary increases, retention bonuses, or improved working conditions.
What it does: Calculate your employee turnover rate to assess staff retention and compare with Australian benchmarks.
Why you need it: High turnover destroys profitability. This calculator helps you measure your turnover rate and compare it against industry benchmarks so you know if you have a problem.
Perfect for: HR planning, identifying retention issues, and measuring the impact of retention strategies.
What it does: Calculate hiring costs based on salary, agency fees, and additional expenses to figure out total cost.
Why you need it: Recruitment is expensive. Between job advertising, agency fees, interview time, and onboarding costs, a single hire can cost thousands. This tool helps you budget accurately.
Perfect for: Planning recruitment campaigns and comparing different hiring channels like agencies vs direct hiring.
What it does: Calculate your break-even point to determine sales needed for profitability for your business.
Why you need it: Every business owner needs to know their break-even point – the sales volume where you stop losing money and start making it. This calculator gives you that critical number.
Perfect for: New product launches, business planning, and setting realistic sales targets.
What it does: Optimise pricing for your products or services, calculating gross and net profit margins.
Why you need it: Underpricing is the silent killer of Australian small businesses. This tool helps you set prices that cover costs, deliver healthy margins, and support sustainable growth.
Perfect for: Product-based businesses, service providers, and anyone who needs to ensure their pricing supports profitability.
What it does: Calculate your customer acquisition cost to optimise marketing spend and compare with B2B/B2C benchmarks.
Why you need it: If it costs you $500 to acquire a customer who only spends $300, you're in trouble. This calculator helps you understand whether your marketing investment makes financial sense.
Perfect for: Evaluating marketing channels, setting marketing budgets, and improving campaign ROI.
What it does: Calculate your customer lifetime value to optimise retention strategies and compare with B2B/B2C benchmarks.
Why you need it: Understanding how much revenue a customer generates over their entire relationship with your business helps you determine how much you can afford to spend acquiring them.
Perfect for: Strategic planning, retention program development, and marketing budget allocation.
What it does: Add or subtract 10% GST for your Australian business transactions to correctly compute GST.
Why you need it: Whether you're invoicing customers or calculating prices, this tool ensures your GST calculations are always accurate. No more mental math errors or spreadsheet formulas gone wrong.
Perfect for: Creating quotes, calculating invoice totals, and verifying GST amounts before lodging your BAS.
What it does: Estimate if your business needs to pay payroll tax, including state-specific liability based on salaries.
Why you need it: Payroll tax thresholds and rates vary by state. This calculator tells you exactly whether you're liable for payroll tax and estimates your obligation based on your location and total wages.
Perfect for: Growing businesses approaching payroll tax thresholds or expanding into new states.
What it does: Estimate net GST in your Simplified BAS to support accurate lodgment for businesses with turnover under $10M.
Why you need it: If you're eligible for the Simpler BAS method, this calculator helps you estimate your GST liability quickly. It's designed specifically for Australian businesses using the cash accounting method.
Perfect for: Small businesses preparing their quarterly BAS returns and wanting to forecast their GST obligations.
What it does: Estimate GST on exports and imports, including GST-free status, liabilities, and credits for Australian SMEs.
Why you need it: International trade comes with complex GST rules. This tool helps you understand your GST obligations on cross-border transactions, whether you're exporting Australian products or importing goods.
Perfect for: Businesses trading internationally who need to understand their GST position on imports and exports.
Australian business owners using these calculators report saving an average of 10-15 hours monthly on financial calculations and business planning. More importantly, accurate calculations prevent costly mistakes:
Unlike most business calculator tools, Scale Suite's calculators are completely free with no hidden costs, no email registration walls, and no sales pressure. We built these tools to help Australian business owners make better decisions.
Each calculator is designed specifically for the Australian market, with ATO-compliant formulas, current tax rates, and relevant benchmarks for Australian businesses.
While these calculators provide instant answers to specific questions, many Australian SMEs eventually need ongoing finance and HR support. That's where Scale Suite's business services come in.
We provide fractional bookkeeping, finance, and HR services that give you professional expertise without the cost of full-time employees. No lock-in contracts, 30-day money-back guarantee, and you only pay for what you use.
Last updated: October 2025
Scale Suite delivers embedded finance and human resource services for ambitious Australian businesses.Our Sydney-based team integrates with your daily operations through a shared platform, working like part of your internal staff but with senior-level expertise. From complete bookkeeping to strategic CFO insights, we deliver better outcomes than a single hire - without the recruitment risk, training time, or full-time salary commitment.
Considering hiring finance staff? Let's compare what you'd get with an internal hire versus our embedded team approach.
Our experts will show you the complete picture - costs, capabilities, and flexibility - so you can make the right decision for your business.
No lock-in contracts and 30 day money back guarantee.
